The smarter way to handle payments and close deals safely.
Payeena puts your funds in escrow until both parties are satisfied. Create a deal in seconds, invite the other party, and release payment only when you're ready — no risk, no stress, no middlemen.
- Escrow protection
- Instant release
- Dispute resolution
- Secure payments
How Payeena keeps every transaction safe for both sides
Create a deal and share your code
Set your deal terms in seconds, including item description, price, and delivery conditions. Payeena generates a unique 9 character deal code you share with the other party to join.
Buyer funds escrow money stays locked
The buyer deposits funds into Payeena's secure escrow wallet via Paystack. The seller sees confirmation that payment is secured and cannot be accessed until the deal conditions are met.
Seller marks delivery as complete
Once the seller has fulfilled their part of the deal, such as shipping the item, completing the service, or handing over the goods, they mark it as delivered. The buyer is notified to review and confirm.
Buyer confirms and payment is released
The buyer reviews and confirms delivery. Funds are released to the seller instantly. If something is not right, the buyer can raise a dispute and our resolution process ensures both sides are heard.
Why trust Payeena
Funds held in escrow
Buyer payments are securely held by Payeena and only released when the buyer confirms delivery. This ensures both parties are protected throughout the transaction.
Data protected with encryption
All data is securely transmitted, and sensitive information is encrypted and protected using industry-standard security practices.
Built-in dispute resolution
If issues arise, our dispute process ensures both parties are heard before any funds are released. No guesswork, no unfair outcomes.
Clear, step-by-step process
From creating a deal to confirming delivery, every step is structured and transparent so both parties always know what’s happening.
Who Payeena is built for
Whether you're buying, selling, freelancing, or renting — if trust is the problem, Payeena is the solution. Here's who uses us every day.
Physical items
Buying or selling things like phones, furniture, or gadgets? Pay into Payeena’s escrow and release funds only after delivery is confirmed. Everyone stays protected.
Services
Hiring a handyman, cleaner, or other local service? Funds are secured upfront in escrow and only released once the job is done to your satisfaction.
Digital goods
Buying or selling digital products like subscriptions, designs, or software? Payeena ensures funds are safely held until delivery or access is confirmed.
Peer-to-peer exchanges
Whether it’s items, services, or digital goods, Payeena’s escrow system ensures both sides are protected: funds are held until delivery or completion is confirmed.
Ready to make your first deal?
Create an account instantly and start transacting with confidence.
Create free accountPayeena is a peer-to-peer escrow platform that holds funds safely until both parties confirm their deal is complete. Secure, transparent transactions for everyone.